Roofers specialize in constructing, maintaining, and repairing roofs of residential and commercial buildings. Whether they are working on a new construction project or renovating an existing structure, roofers must ensure that the roof is watertight and free of leaks. Additionally, they may be responsible for repairing storm damage or installing insulation. Depending on the size of the job and scope of work, roofers may also be involved in other tasks such as gutter cleaning or the removal of debris from construction sites.
Most roofers are self-employed contractors who run their own roofing businesses, although some work for large corporate roofing companies. Regardless of the size of their company or the number of jobs they take on, all roofers must have general liability insurance. This type of policy safeguards a contractor against damages caused by accidents that occur while they are on the job, such as a client tripping over a power cord and falling off the roof.
Roofing contractors typically carry workers compensation, general liability, and commercial auto insurance to protect their business assets. General liability safeguards against accidents that happen in the course of regular business operations, including property damage to a customer’s home or office. It also covers expenses associated with lawsuits that result from negligence, such as a client suffering a fall due to a roofer’s careless workmanship.
Commercial auto insurance is important for roofers roofers peabody ma who drive to and from each job site. This type of small business insurance helps cover the cost of repairs or replacements to a contractor’s vehicle if it is damaged or stolen while on the road. It can also help pay for the cost of hiring a substitute driver in the event of an accident that prevents a roofer from traveling to and from each client’s home or business.
Aside from protecting structures from water damage, roofers can also insulate homes and businesses to save energy and money on utility bills. They can also provide advice about how to maintain a roof properly to prevent costly repair work in the future.
Personality traits that often make for good roofers include being independent, stable, persistent, genuine, and practical. They like tasks that are tactile, physical, or athletic and prefer to be self-sufficient individuals. If this sounds like you, consider taking our career test to see if a job as a roofer is right for you.
Depending on state law, some roofers are required to meet licensing and insurance requirements before beginning work on a project. For instance, New York requires roofers to provide clients with a written contract that includes specific disclosures before starting any work. Those who do not follow these guidelines can face stiff fines or even jail time. In addition, many municipalities require roofers to obtain a permit before beginning construction on a building. These permits are usually only granted to licensed contractors who carry adequate insurance coverage. Generally, homeowners hire only roofers who are licensed and insured to perform work on their properties.